Ind-SA 2nd Test Match: Worried? Here’s what you need to learn from Team India

India has had a fantastic winning streak across ODI series in 2017! With 2018 just around the corner, many Indians are rooting for Team India in the upcoming line-up of big bang foreign tours.

Here are four subtle learnings which the Indian Team and the sport try to teach us while we conveniently choose to sit in the stands with faces tattooed for a day and waving flags till our hands pain.

We want more of Kohli, but what is the team without Bumrah?

Like having a star batsman alone does not guarantee a win, trying to build a portfolio with only one asset class is not going to make you a financial winner. Like player profiling is key to build a world-class team, asset allocation needs to be at the core of your investment plans.

Sometimes, even Rohit Sharma can score the fastest century in a T-20!

Were you ‘Gambhir’ when Sehwag and The God walked out too early in the 2011 World Cup?

Star performers continue to get all the admiration and respect they deserve. But, do they always make it to the finish line? Probably no. With Sehwag & Tendulkar getting out in the early overs during the 2011 World Cup finale, the crowd panicked – and why not? Everyone had their hopes tied onto the legends!
However, Gambhir’s composed stance and diligent performance hit the stadium like a whiff of fresh air amid stinky fear.
This is exactly what happens to your portfolio of investments. A fund may have delivered outstanding returns in the past, but that is no guarantee for future fundamentals. Look beyond returns, believe in fundamentals

Have you ever yelled at the TV screen- “Don’t go for that no-ball!”? Yet, you go for it yourself!

How many times have you fallen prey to vicious endowment and annuity schemes which promised the sky and end up regretting the hefty premia you paid for it? That is the ‘no ball’ you went for out of sheer greed that still continues to backfire. When equity markets are euphoric, you may be tempted to take a shot at non-recommended assets; the best way to sidestep the risk is by sticking to your discipline and strategy.

You know the importance of taking ‘singles’; yet, you choose to lay back instead!

Taking singles may not mean much at the time, but when the team falls short of just a few runs that’s when those ‘singles’ start appearing as saviors. Likewise, a small SIP may not mean much to you today, but the power of compounding ensures that these small drops don’t just accumulate but also grow well into a pond of wealth, if not an ocean.

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