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National Pension System (NPS) – login to NSDL and KFintech portal

Written by - Akshatha Sajumon

March 16, 2023 10 minutes

The National Pension System (NPS) is a government scheme that has been introduced for the benefit of Central and State Government employees. While it is mandatory for government employees, it is an optional scheme for employees of other sectors.

NPS registration

NPS registration is the process of enrolling in the National Pension System (NPS), a pension scheme offered by the government of India. The scheme aims to provide citizens with a retirement savings option and regular pension income post-retirement. To register for NPS, individuals must fill out an online application form and submit the necessary documents. Once the registration process is complete, the individual will receive a Permanent Retirement Account Number (PRAN) which is required to make contributions and manage their account.

Online method

The steps for NPS registration online method are:

  • Visit the official website of the Pension Fund Regulatory and Development Authority (PFRDA)
  • Click on the ‘NPS’ tab
  • Select ‘Registration’
  • Fill in the online registration form
  • Upload the required documents
  • Submit the form
  • Make the initial contribution
  • Receive the Permanent Retirement Account Number (PRAN)

Once the registration process is completed, the individual will receive an acknowledgement number and PRAN, which will be required for further transactions.

Offline method

The steps for NPS registration offline method are:

  • Obtain the NPS registration form from a Point of Presence (POP) or from the PFRDA website.
  • Fill in the registration form with accurate details.
  • Attach the required documents along with the form
  • Submit the form and the documents to the nearest Point of Presence (POP)
  • Make the initial contribution
  • Receive the Permanent Retirement Account Number (PRAN)

Once the registration process is completed, the individual will receive an acknowledgement number and PRAN, which will be required for further transactions.

How to fill the NPS Registration Form?

To fill the NPS Registration Form, individuals must:

  • provide their personal details such as name, date of birth, address, contact details, and identification number. 
  • provide information about their nominee, occupation, and income. 
  • upload the required documents and make the initial contribution
  • ensure that all the information provided is accurate and matches the supporting documents. 

It’s important to read the instructions and guidelines before filling the form to avoid any errors or mistakes.

Online filling of NPS Registration Form 

To fill the NPS Registration Form online, individuals must visit the official website of PFRDA, fill in the online registration form with accurate details, upload the required documents and submit the form. Here is how applicants can fill in each of the details in the NPS registration form:

  1. Contact details tab 

Steps to fill Contact Details Tab in NPS registration form:

  • Enter your address
  • Provide your mobile number
  • Fill in your email address
  1. Bank and other details tab 

Steps to fill Bank and Other Details Tab in NPS registration form:

  • Enter your bank account number
  • Provide your bank IFSC code
  • Fill in your MICR code
  • Select mode of contribution
  1. Nomination details tab 

Steps to fill Nomination Details Tab in NPS registration form:

  • Enter nominee name
  • Provide nominee’s relationship with you
  • Fill in nominee’s date of birth
  • Enter nominee’s address
  1. Documents upload tab 

Here are the steps to fill the documents upload tab in an NPS registration form:

  • Gather the required documents, such as proof of identity, proof of address, and proof of date of birth. Make sure they are in electronic format, such as PDF or JPEG.
  • Go to the Documents Upload tab of the NPS registration form.
  • Select the type of document you want to upload, such as proof of identity or proof of address.
  • Click on the “Browse” or “Choose File” button to select the electronic copy of the document from your computer or device.
  • Once the document is selected, click on the “Upload” button to upload it to the form.
  • Repeat steps 3 to 5 for each required document.
  • Make sure that all the documents are uploaded successfully and verify that all the information is correct.
  • Submit the form once all the required documents are uploaded.
  1. Photo and signature details tab

To update the photo and signature details tab in an NPS registration form, log in to your account on the official NPS website and navigate to the “Update Profile” section. From there, select the “Upload Photo/Signature” option, and follow the prompts to upload your new photo and signature.

Form CSRF: NPS Subscriber Registration Form

CSRF Form is the Common Subscriber Registration form that must be filled out and submitted by those who wish to sign up for the National Pension System. While filing this form, a user needs to fill the below-mentioned fields:

  • Photograph 
  • Selection of category 
  • Personal details section 
  • Proof of Identity 
  • Proof of Address 
  • Correspondence and Permanent Address
  • Contact details 
  • Subscriber’s bank details
  • Subscriber’s nominee details
  • NPS Option Details
  • Pension fund selection and investment option 
  • Declaration of FATCA 
  • Declaration by the subscriber
  • Declaration by employer 
  • Declaration by corporate 
  • Declaration by aggregator
  • POP-SP Section 
  • CRA – Facilitation Centre 
  • Acknowledgement
  • Documents required for form CSRF
  • Other details 
  • Annexure-1
    • PAN Card number
    • Bank account details
    • Subscriber’s nomination details
    • Subscriber’s scheme preference
    • Declaration by the subscriber
    • To be filled by POP-SP/POP/Nodal Office 
  • Annexure-II

NPS login through NSDL NPS portal

The National Pension System (NPS) login through the National Securities Depository Limited (NSDL) NPS portal allows individuals to access their NPS account and manage their pension funds online. This includes viewing account balance, transaction history, and making contributions or changes to their investment options.

To login to the NSDL NPS portal, go to the website and click on the “Login” button. Enter your Permanent Retirement Account Number (PRAN) and password, and complete the captcha verification. Click on “Submit” to access your account.

How to reset the password on NSDL NPS Portal?

To reset your password on the NSDL NPS portal, go to the login page and click on “Forgot Password.” Enter your PAN number and registered email address. Follow the prompts to reset your password. Make sure to keep your new password safe and secure.

NPS login through KFintech NPS portal

KFintech NPS portal is an online platform provided by KFin Technologies Private Limited. KFintech provides digital transformation solutions and technology-enabled services to the asset and wealth management industry. With a global presence across Asia, Europe, and North America, the company serves over 300 clients, including some of the world’s largest asset managers, banks, and insurance companies.

The company allows customers to access their National Pension System (NPS) account and manage their investments.

These are the steps to login to the KFintech NPS portal:

  • Visit and click on the “Login” button.
  • Select the “Existing Subscriber” option and enter your PRAN, password, and Captcha code.
  • If you’re logging in for the first time, click on “Generate/Reset password?” on the login screen.
  • Enter your PRAN, date of birth, and Captcha, and submit to receive an OTP on your registered phone number.
  • Enter the OTP on the screen to set a new password.
  • Once you’ve created a new password, you can log in to your E-NPS account.

NPS Login Through Net banking

To login to NPS through net banking, go to the NPS portal and select the “Login through net banking” option. Enter your net banking credentials and follow the prompts to complete the login process. Make sure to keep your net banking credentials safe and secure.

NPS Helpline 

NPS helpline is a customer service provided by the National Pension System (NPS) to assist subscribers with queries, issues, and grievances related to the scheme. The helpline can be reached via phone, email, or post. The NPS helpline is available during business hours.

To contact the National Pension System (NPS) helpline, you can call the toll-free number 1800-22-0180 or write to the Pension Fund Regulatory and Development Authority at You can also visit the NPS Trust website at for more information.

How to download the NPS App?

To download the NPS App, go to the App Store (iOS) or Google Play Store (Android) and search for “NPS App”. Select the official app and tap “Download” or “Install”. Once the download is complete, open the app and follow the instructions to create an account or log in.

What are NPS Online Services?

NPS Online Services are a set of online tools provided by the National Pension System (NPS) in India, which allow individuals to access and manage their pension accounts and investment options via the internet. These services include account opening, contribution, withdrawal, and more.


Having a NPS account can bring in multiple benefits to the subscribers, including, reliable source of income post retirement, offers significant tax benefits, accessible and easy to enrol in, and anyone can join NPS system. The above-mentioned information can allow NPS subscribers to easily access their NPS accounts online.

Some Frequently Asked Questions

1. How can one check his or her NPS account balance online?

The accumulated account balance of the account holder can be checked online on NSDL portal or KFintech website. To avail the facility, login using your id and password along with PRAN.

2. What is PRAN and PRAN Kit?

The NPS subscriber receives a PRAN card with his or her name, father’s name, photograph, signature and subscriber’s date of birth once the registration is complete. This card is proof of the fact that all information provided is complete on the CRA system. The PRAN kit has a PRAN card, subscriber’s details and an information booklet in it.

3. What is IPIN?

IPIN is a password used to access your NPS account. 

4. How can I reset my IPIN online?

One must go to the NPS account login and click on the ‘Forgot Password’ option to select the ‘Instant reset IPIN’. All the details required must be entered in and thereafter, the account holder will receive an OTP on his or her registered phone number or email address. The OTP must be entered in and submitted on the portal to reset your password. 

5. Can I avail NPS related services online?

Yes, some NPS related services can be availed online. They are – change of personal details (address, mobile number, email address), generating or resetting IPIN, change scheme preferences, viewing account statements online, ePRAN card view and reprint, Aadhaar seeding and changing account details.

6. How to request for a duplicate PRAN card?

In case one has lost or damaged his or her PRAN card, the S2 form has to be filled by the nearby PoP-SP. Post verification, the POP or POPSP will enter the concern and authorize the said request in the CRA system. A processed, duplicate PRAN card will be sent to the subscriber.

7. How can I change NPS account details?

Any changes in the account details will be done by the POP-SP. These can include changes about the name, date of birth, update of photograph and signature etc. This must be initiated by submitting a written request to the POP-SP. Additionally, certain forms must be submitted (each concerns a different purpose) – 
Form UPS2- To change personal or nomination details or request for reissue of T-PIN/I-PIN or Reprint of PRAN card.
Form S3- To request for change in Scheme Preference or Switch or change of employment.
Form S7 – To request for change in Photograph and/or Signature.

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